Services Volkswagen | Financial

[Customer Acquisition] ──> [Customer Retention] ──> [Stable Profit Generation] (Affordable Financing) (End-of-Lease Cycle) (Predictable Service Income)

VWFS has assembled a diverse and integrated portfolio of services that cover the entire vehicle lifecycle: financial services volkswagen

Driving Growth: The Comprehensive Guide to Volkswagen Financial Services This platform is the technological backbone for delivering

As of April 2026, the division has shown strong resilience despite broader market volatility: It provides floorplan financing to help dealerships purchase

Looking ahead, VWFS is focused on realizing its vision of being a holistic mobility platform. The company's 2030 targets are ambitious, including an operating margin of 8-10% and over 60% cash conversion. A key part of this future is the continued creation of an for the Group's brands, providing customers with quick, easy, and digital access to all forms of mobility. This platform is the technological backbone for delivering on the "vehicle-on-demand" promise.

A car manufacturer cannot succeed if its dealerships are empty. VWFS acts as the primary bank for Volkswagen franchise dealers. It provides floorplan financing to help dealerships purchase inventory, fund showroom upgrades, and maintain daily operational liquidity. The Strategic Importance to Volkswagen Group

: Through Volkswagen Bank , the group offers direct banking products such as instant-access savings accounts, fixed-term deposits, and current accounts, primarily in Europe.